Looking For The Right Bankruptcy Attorney In Los Angeles

By Alon Darvish

Exhausting all remedies prior to filing for bankruptcy is clearly important because bankruptcy is known as the "last resort." Filing BK will remain on your credit report for as long as 7 years in a Chapter- and 10 years in a Chapter 7 bankruptcy filing. Therefore, consider all other options prior to filing.

Although extremely important to hire a lawyer when considering bankruptcy, it is not necessarily needed. However, if you are reading this article, it appears as though you are interested in how to find the right bankruptcy attorney. Make sure the lawyer is familiar with your bankruptcy situation and your financial affairs. If you are going through or have gone through a lawsuit, make sure he is aware of it. If you have a wage garnishment or bank levy, make sure the attorney knows because the attorney will be the one that is able to stop the wage garnishment and bank levy.

New laws have also been set in place since 2005 and many attorneys are not well aware of it. There are certain financial management courses that need to be taken in order to file for bankruptcy. Your income must be below a certain amount to qualify for a Chapter 7 bankruptcy. Your attorney will know these answers and will know where to go if he does not know the answer.

Being debt free in today's economy is important. Many are struggling to make ends meet and many are taking the bankruptcy route to alleviate their pressure of debt. Attorney Alon Darvish has helped many individuals file for bankruptcy.

Many consumers pay thousands of dollars to a bankruptcy attorney to file a simple petition. Although certain consumers have more of a complicated situation, it should not cost $3,500 to file a simple Chapter 7 Bankruptcy petition.

Attorney Alon Darvish tells his clients hiring a lawyer to guide you through the bankruptcy process is extremely important. He states, "would you perform surgery on yourself, or would you hire a doctor to do so?" Something as important as filing for bankruptcy shouldn't be done by the consumer himself - he or she should hire a professional to do so. However, paying thousands of dollars to do so is ridiculous.

Don't fool yourself into thinking that if I pay more, then I will get more. In certain situations, that is the case, but for the general public, you do not need to pay thousands of dollars to file a simple Chapter 7 bankruptcy. The usual American has very little assets (i.e., no equity in their car or home), very little money, and thousands in credit card debt. You should never pay thousands of dollars to file a simple Chapter 7 bankruptcy.

When looking for a bankruptcy attorney, make sure you have a chance to speak to the attorney and not just a paralegal or legal assistant. Larger operation bankruptcy firms tend to have their paralegal handle your questions. Paralegals are not well equipped to handle such important questions, such as "Can I keep my home?" or "What will happen to my car?". Make sure you have an opportunity to speak to an actual bankruptcy attorney. - 31397

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